Australians are continuing to invest heavily in improving their homes, with homeowners spending $2.84 billion on renovations in the June 2024 quarter alone, according to the Australian Bureau of Statistics. Projects like modern kitchens and updated bathrooms can add...
Investor sentiment has been rebuilding through 2024 and 2025. Lending data shows more investors stepping in than stepping out, while rents remain high even as growth cools. Put together, the market is entering a phase that rewards preparation over speculation. If you...
There is more to a home loan than the headline rate. The way you hold and access spare cash can change how much interest you pay, how quickly you reduce debt, and how comfortable your monthly budget feels. Two features do most of this work: redraw and offset. They aim...
Inflation has been one of the most defining economic stories of the past four years in Australia. What began as a gradual post-pandemic uptick in prices turned into the steepest inflationary climb in decades, prompting aggressive policy tightening and reshaping how...
Australian business borrowing is rising sharply, but not necessarily for the reasons you’d expect. At a glance, high interest rates, global trade tensions, and persistent inflation might seem like deterrents to commercial lending. But recent data and central bank...
