First Home Loan Brokers


We help you obtain First Home Owners grant approval and access to a wide range of lenders with low deposit home loans. Find a Homo Loan with Peel Finance Brokers.

Refinancing Experts


If you want expert assistance finding the right Home Loan, you’ve come to the right place. Peel Finance Brokers are ready to help you with your Perth Home Loan.

Industry specialisation Loans


We have a wide range of lenders who provide specialist industry loans to help specific professionals into property market.

  • Simply fill in the form below and one of our expert Brokers will contact you to discuss your finance needs.

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Peel & Mandurah Finance – Home Loan Specialists

Let us help you find a Home Loan that works for you

We are accredited with a wide range housing loan lenders (including major banks, building societies and credit unions) and we can select the housing or investment loan which has a competitive rate, low fees and most importantly a loan which suits your finance requirements.

Building a New Home? We will help you choose the right building loan which will meet with your requirements and help build that dream home.

Buying an Established Home ? Lending rates are currently low and there are a number of good options to choose from.

Need Help? Refinancing or Home Loan Questions?

5 Reasons To Let Us Help You With Your Home Loan

A home is where lives are shaped and life long memories are made. Let us help you secure your dream home.

1 – We Find You Great Rates

We are Perth , Mandurah & Peel region mortgage specialists that have access to over 20 lenders at competitive rates. Often, Banks will give us access to discounted rates that we can pass on to you

2 – Expert Advice and Experience

By choosing us as your Mandurah Mortgage Broker, you are utilising our Experience and Knowledge to find a solution that works for you. We are familiar with the Home Loan Application process and the paperwork required. We know what has worked and what to look out for. Our friendly team can guide you through the Home Loan process and ensure nothing is missing or overlooked.

3 – We Help You Avoid Nasty Surprises

We negotiate with the lenders on your behalf to find a great deal that works for you. While Banks group products together and get you to sign on to an entire package, we can negotiate on your behalf and avoid potential hidden costs and nasty surprises.

4 – Accredited

As mortgage brokers, we are accredited with numerous banks and lenders.

5 – Obligation Free Help

When you sit down with us to discuss your finance needs you are not obligated to sign up to any deal or make a payment. We simply listen to your situation and present the options to you and offer our assistance. So you have nothing to lose by speaking to us before you go ahead with a home loan.

Getting Your First Home Loan in the Property Market

Many prospective first home buyers have felt the disappointment of being rejected by banks and lenders. The growth in Perth’s property prices in the last 10 years has made it harder for individuals, couples and families to buy their first home. Lenders have a strict set of criteria by which they decide to accept a Home Loan application.

Unfortunately for many aspiring first Home Owners this criteria is becoming stricter due to market pressure and economic factors. If you have experienced rejection from a bank or lender, Peel Finance Brokers Mandurah may be able to help you. We can evaluate your loan application and your present circumstances to see if there is any other avenues by which you can obtain a loan.

We leave no stone unturned in the quest to secure your first Home Loan and have managed to secure Home Loans for Perth families, even after initially being rejected by a Bank or Lender. We understand that sometimes there is further anecdotal evidence which may help first home buyers obtain their Home Loan in Perth.

For example, a family which has recently moved to Perth or have a recently changed their work situation may not have the necessary historical records of income. Their position may be stronger than their paperwork suggests. In this case we would be able to explore options and help you present an anecdotal case to the lenders to gain approval for their Perth home loan.

Do You Need A Home Loan Health Check?


When was the last time you had your home loan reviewed?  If it was over 18 months ago its probably time you spoke to us.  We are proud to advise we have helped numerous clients save potentially tens of thousands of dollars by simply refinancing (switching lender) or restructuring their loans.


With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan.  If you need a reason to refinance you might find one below.  See if you can answer YES to any of these questions?

  1. When did you last have your home loan reviewed, was it over 18 months ago?
  2. Are you paying too much interest, around 4.5% – 5%p.a or even over?
  3. Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
  4. Have you had a change in employment and reduction in income and need to restructure your finances?
  5. Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
  6. Would you like to know how to access the equity in your home?

Your Home Loan Health Check is Waiting for You


If you have answered YES, to any of these questions, we are confident we can find a solution to help you.  If you would like to speak to us or tell us how we can help you, simply complete the form below and one of our friendly home loan consultants will get in touch with you.

If you prefer to speak to us, call us on 08 9535 9151 or contact our Brokers in other areas for a confidential discussion.

Frequently Asked Questions

How much of a deposit do I need to buy a house in WA?

In Western Australia, the standard deposit required to purchase a house is 10% of the purchase price. However, this amount can vary depending on the lender and other factors. This is because each bank or lender sets their own requirements for loan approval, such as the minimum deposit they will accept. Some lenders may require a larger deposit or may have certain criteria that must be met in order to qualify for a loan. 

It’s best to speak to a financial advisor or mortgage broker to find out what requirements and deposit amount you need to meet and secure a loan.

How much do I need to earn to qualify for a home loan?

In Western Australia, the minimum income required to qualify for a home loan depends on the lender and the size of the loan. Generally, lenders will require borrowers to have a minimum annual income of around $30,000. Some lenders may require a higher minimum income, depending on the size of the loan and other factors. 

It’s best to speak to a financial advisor or mortgage broker to find out what income requirements you need to meet and secure a loan.

Which bank offers the best home loans in WA?

The best home loan for you in Western Australia will depend on your individual circumstances, such as your income, deposit size, borrowing capacity, and other factors. Different banks and lenders will offer different home loan products, so it’s best to shop around and compare products to find the right loan for you. It’s also a good idea to speak to a financial advisor or mortgage broker who can help you compare loans and find the best deal for your needs.

How can I check if I qualify for a home loan?

The best way to check if you qualify for a home loan is to speak to a financial advisor or mortgage broker. They will be able to assess your financial situation and provide advice on the type of loan and lender that may be suitable for you. They can also help you compare different loan products and find the best deal for your needs.

How long does it take to buy a house in WA?

The process of buying a house in Western Australia can take anywhere from 6-12 weeks, depending on the complexity of the purchase and the lender’s requirements. The length of the process can also depend on how quickly you are able to provide the required paperwork and other documents to the lender and the real estate agent. It’s a good idea to speak to a financial advisor or mortgage broker who can help guide you through the process and ensure everything goes smoothly.

Home Loan Lenders Peel Finance

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