Peel & Mandurah Finance – Home Loan Specialists
Let us help you find a Home Loan that works for you
We are accredited with a wide range housing loan lenders (including major banks, building societies and credit unions) and we can select the housing or investment loan which has a competitive rate, low fees and most importantly a loan which suits your finance requirements.
Building a New Home? We will help you choose the right building loan which will meet with your requirements and help build that dream home.
Buying an Established Home ? Lending rates are currently low and there are a number of good options to choose from.
Need Help? Refinancing or Home Loan Questions?
1 – We Find You Great Rates
We are Perth , Mandurah & Peel region mortgage specialists that have access to over 20 lenders at competitive rates. Often, Banks will give us access to discounted rates that we can pass on to you
2 – Expert Advice and Experience
By choosing us as your Mandurah Mortgage Broker, you are utilising our Experience and Knowledge to find a solution that works for you. We are familiar with the Home Loan Application process and the paperwork required. We know what has worked and what to look out for. Our friendly team can guide you through the Home Loan process and ensure nothing is missing or overlooked.
3 – We Help You Avoid Nasty Surprises
We negotiate with the lenders on your behalf to find a great deal that works for you. While Banks group products together and get you to sign on to an entire package, we can negotiate on your behalf and avoid potential hidden costs and nasty surprises.
4 – Accredited
As mortgage brokers, we are accredited with numerous banks and lenders.
5 – Obligation Free Help
When you sit down with us to discuss your finance needs you are not obligated to sign up to any deal or make a payment. We simply listen to your situation and present the options to you and offer our assistance. So you have nothing to lose by speaking to us before you go ahead with a home loan.
Getting Your First Home Loan in the Property Market
Many prospective first home buyers have felt the disappointment of being rejected by banks and lenders. The growth in Perth’s property prices in the last 10 years has made it harder for individuals, couples and families to buy their first home. Lenders have a strict set of criteria by which they decide to accept a Home Loan application.
Unfortunately for many aspiring first Home Owners this criteria is becoming stricter due to market pressure and economic factors. If you have experienced rejection from a bank or lender, Peel Finance Brokers Mandurah may be able to help you. We can evaluate your loan application and your present circumstances to see if there is any other avenues by which you can obtain a loan.
We leave no stone unturned in the quest to secure your first Home Loan and have managed to secure Home Loans for Perth families, even after initially being rejected by a Bank or Lender. We understand that sometimes there is further anecdotal evidence which may help first home buyers obtain their Home Loan in Perth.
For example, a family which has recently moved to Perth or have a recently changed their work situation may not have the necessary historical records of income. Their position may be stronger than their paperwork suggests. In this case we would be able to explore options and help you present an anecdotal case to the lenders to gain approval for their Perth home loan.
Do You Need A Home Loan Health Check?
When was the last time you had your home loan reviewed? If it was over 18 months ago its probably time you spoke to us. We are proud to advise we have helped numerous clients save potentially tens of thousands of dollars by simply refinancing (switching lender) or restructuring their loans.
With Home Loan interest rates at an all time record low, lenders have more offers available with incentives just for refinancing your home loan or investment loan. If you need a reason to refinance you might find one below. See if you can answer YES to any of these questions?
- When did you last have your home loan reviewed, was it over 18 months ago?
- Are you paying too much interest, around 4.5% – 5%p.a or even over?
- Do you have more than one credit card debt or personal loans which are becoming difficult to manage?
- Have you had a change in employment and reduction in income and need to restructure your finances?
- Do you have mortgage protection insurance but are not sure what it covers you for or need it reviewed?
- Would you like to know how to access the equity in your home?
Your Home Loan Health Check is Waiting for You
If you have answered YES, to any of these questions, we are confident we can find a solution to help you. If you would like to speak to us or tell us how we can help you, simply complete the form below and one of our friendly home loan consultants will get in touch with you.
If you prefer to speak to us, call us on 08 9535 9151 or contact our Brokers in other areas for a confidential discussion.